Here’s What We Think

Families will talk about almost everything. Careers, health, vacations, weddings, all of it! Money, however, can be a little different. Many parents have spent decades building their wealth but have never had a serious conversation with their children about it. There is often worry that sharing too much will change their children's behavior, create expectations around an inheritance, or just flat out make everyone uncomfortable.

Trump Accounts are here, but are they a smart choice for your child? Jandin breaks down what you need to know, from contribution rules and tax treatment, to how these accounts compare with other savings options.

Although we are still waiting for additional guidance from the Treasury Department and the Department of Education, we now know enough about Trump Accounts to determine where they fit in a family's financial plan. In my opinion, they are an excellent addition to the investment options available for children—but they aren't a replacement for every other savings account.

Looking for a smarter way to give? Mason talks about the benefits of Qualified Charitable Distributions and how they can help turn IRA assets into meaningful, tax-smart charitable giving.

For many retirees, charitable giving is an important part of their financial life. Whether supporting a church, alma mater, local nonprofit, or national cause, giving can be both personally meaningful and financially strategic.

When kids start earning money, especially from summer jobs, it’s a huge opportunity. Not just to build savings, but to build financial clarity and habits that can last a lifetime.